Drawing on their previous experience in the asset management and investment banking industries, Adrian and Jason offer a tailored service which has its grounding in the application of financial data and behavioural finance analysis. Adrian and Jason have a long-term focus and seek to build trust through their facts-based approach.

We aim to deliver our commitment by:

• Sitting down face to face to listen to you
• Conducting an analysis on the information gleaned, and explaining our findings clearly
• (After agreeing on a strategy) formulating, proposing and implementing solutions aiming to achieve your objectives
• Regularly reviewing your financial affairs with you in order to effectively adjust to any changes
• Managing your investments via the St. James's Place distinctive approach
• Keeping you informed of the latest news and any changes that might affect your personal situation
• Listening to your feedback
• Ensuring that our dealings with you are sensitive to your needs

The Cedarvale Group puts solutions in place for clients in the areas of investment and pension planning, protection from financial risk (insurance), inheritance tax (IHT) planning and corporate financial planning. Cedarvale can also help in areas such as mortgages and later life planning through working closely with other specialist Practices within the St. James's Place Partnership.

In short, we provide full service and holistic advice for all your financial needs.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.